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About Ray Nelson


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I am a REALTOR and have been since May 2005. I work mainly by referral. That means if my clients are happy then they recommend me. That decision has worked out well for my clients, and also for me. I believe in providing a level of service that gets me recommended.
Prior to Real Estate, I was a commercial insurance agent for 5 years, starting with Erie Insurance and ending with Nationwide Insurance. Part of what I loved about being an insurance agent is helping people protect their assets and livelihood. That’s also a big part of why I love being a REALTOR. Additionally, the training I received as an insurance agent really helps me in Real Estate. I know what to look for in distressed homes, how to find problems that have been covered up and have a good handle on what it costs to repair a home.
Before I went into insurance, I spent 5 years as a Loan Officer. That skill set is a huge benefit to my clients. I know mortgages inside and out, and have a firm understanding of how bond markets affect rates, the best loan programs for my clients and know how to tell if you’re paying too much in closing costs. Probably the most helpful skill I learned in my career as a Loan Officer was how to help people budget.
I am married with a teenage son. We are a very close knit family, and part of that has to do with my sons challenges. He has autism and PANS/PANDAS, so I spend time taking him to school, and helping him grow and develop. My wife works as well, so we tag team our parenting so we can each maintain our careers. I also have a few hobbies. I play drums in a rock band called Current Diversion, and you can check us out on Facebook if you are interested. I brew my own hard apple cider. I create custom cocktails for my friends and clients. I love fine dining, wine tasting, cooking, and spending time with good friends.

Contact Me

address510 Princess Anne St Suite 201
Fredericksburg, Virginia 22401

Company Info

Nest Realty
510 Princess Anne St #201
Fredericksburg VA 22401



You couldn’t ask for a better Realtor than Ray. He took the time to meet with us and get our requirements, once he had those he pulled the listings and off we went looking at houses. When we had found the perfect place for us he helped us navigate all the… (more)

5sean mason

Ray’s expertise made finding a home a comfortable experience. He has the knowledge every home buyer is looking to gain. He knows the schools, the history, and can lead buyers to the right property. He did a great job negotiating price and worked hard to… (more)


Ray Nelson worked tirelessly for 9 months to get me into my home. The short sale process was very long and tedious, as there were several other issues that that needed to be taken care of as well, but he stayed with it and kept me informed of what was going… (more)

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